Broker Check

J. Scott Komarnicki

Investment Advisor

Scott has been serving the Hampton Roads community in the area of personal finance for 35 years. Since 1991, he has helped individuals, businesses, and families build confidence in their financial future through personalized guidance and trusted relationships. After founding Legacy Financial Services and later joining Cornerstone Financial, he has continued his commitment to providing thoughtful advice rooted in integrity, care, and always putting clients first. Helping clients reach their financial goals is a privilege to Scott and he has enjoyed contributing to the "team of planners" approach to Cornerstone.

As an investment advisor, Scott believes financial planning is about more than investments—it’s about understanding each client’s goals, values, and vision for the future. Through a relationship-focused approach, he helps clients make informed decisions with confidence while providing guidance for retirement, wealth growth, and creating a lasting legacy.

Scott is honored to serve as a trusted partner for families throughout Hampton Roads, building lifelong relationships centered on care, clarity, and financial confidence. He has lived in Virginia Beach since 1980 and loves spending time with his wife and four children.

Thoughtful Advice. Personal Relationships. Financial Confidence.

Whether clients are preparing for retirement, managing wealth, navigating major life transitions, or planning for the future of their families, we remain dedicated to being a steady partner you can turn to for clarity and confidence. Known for our genuine care, faith-based values, and commitment to always putting clients first, we  believe that the greatest value of financial advice comes from building relationships and walking alongside people as you pursue your goals. Our mission remains simple: to help clients feel understood, supported, and confident in the financial decisions that shape their future.

Who We Help

We proudly work with Hampton Roads educators, helping them understand school retirement benefits, VRS pension options, 403b and 457 plans, and strategies to build long-term financial security.

Whether you're just starting your career or nearing retirement, we help government employees navigate FERS, pension options, TSP strategies, and retirement income planning.

Every financial journey is unique. Integrating faith-based values, we work closely with individuals and families to develop personalized strategies for saving, investing, retirement, and building a legacy for generations.

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Once submitted we will reach out to you and provide more information about the 403b/457 supplemental retirement plans 

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Comprehensive Retirement Planning

We will develop a complete plan incorporating the following: 

Budgeting & Controlling Debt

Asset Management

Life Insurance

Retirement Income Planning

Estate Planning

College Savings Planning

Investment Management

Ready to Enroll?

Norfolk Public Schools 403b

Plan number: VFE466

Veification Number: 187049

Enroll

Hampton City Schools 403b

Plan number: 666305

Veification Number: 187049

Enroll

Prefer to Talk First?

Schedule a phone or zoom call through Calendly with your VOYA 403b plan representative

Schedule Online

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Ready to Take the Next Step?

If you're looking for a team with a structured, research-driven approach to your financial life, we'd welcome the opportunity to talk. Let's start with a conversation about your goals.

Let's Build Your Plan